Terms of Use and Privacy Policy – Muhassah

Last updated: [Nov 2025]

Welcome to Muhassah, an online platform designed to simplify and automate the fair distribution of equity among startup partners.

By accessing or using Muhassah, you agree to comply with and be bound by these Terms of Use and Privacy Policies.

If you do not agree, you may not use the Platform.

1. Overview of the Service

Muhassah helps startup founders and partners manage equity ownership, capital contributions, and shared tasks in a transparent and organized way.

The platform allows users to record contributions, calculate shares, and manage vesting schedules to ensure fair distribution of ownership.

We may update or improve features periodically. Your continued use of the Platform after such updates means you accept the modified Terms.

2. User Accounts and Responsibilities

• You must be at least 18 years old or legally able to enter into binding agreements in your jurisdiction.
• You are responsible for keeping your login information secure and for all activities under your account.
• You agree to provide accurate and current information when registering and using the Platform.
• You must not use the Platform for unlawful, fraudulent, or abusive purposes.
• If you manage a startup or organization account, you confirm that you are an authorized representative and that all data you submit (including equity, partner, and capital details) is accurate and lawful.
• We reserve the right to suspend or terminate accounts that violate these Terms.

3. Data We Collect

We may collect the following types of information:

Personal Information:

• Name, email, phone number, organization, and role.
• Login credentials and verification details.

Business and Financial Information:

• Capital contributions, ownership percentages, and vesting data you choose to enter.
• Optional supporting details such as company name, valuation, and partner roles.

Technical Information:

• IP address, browser type, and device information.
• Usage logs, cookies, and analytics to help us improve the service.

We collect this information directly from you when you create or manage an account, or automatically through your use of the Platform.

4. How We Use Your Information

Your information is used to:

• Operate and maintain the Platform.
• Provide calculations and equity management services.
• Improve and personalize your experience.
• Communicate with you about updates, support, and security.
• Comply with legal or regulatory obligations.

We may also use anonymized or aggregated data for analytics, research, or system improvement. This data cannot identify you personally.

5. Data Security

We take reasonable technical and organizational measures to protect your personal information against unauthorized access, misuse, alteration, or loss. These include encryption, password protection, access controls, and secure data storage.

While we strive to maintain a high level of security, no digital system is completely immune to breaches. You are responsible for maintaining the confidentiality of your credentials and for notifying us immediately if you suspect unauthorized access.

6. Sharing and Disclosure

We do not sell your personal data.

We may share limited information only in the following cases:

• With trusted service providers who help us operate and improve the Platform (e.g., cloud hosting, analytics).
• When required by law, regulation, or legal process.
• With your consent or as necessary to fulfill your requests.

All third-party partners handling user data are required to follow strict confidentiality and security practices.

7. Use of Cookies

The Platform uses cookies and similar technologies to enhance functionality, remember your preferences, and analyze site performance.

You can disable cookies through your browser settings, but this may affect how some features work.

8. Intellectual Property

All software, content, designs, text, graphics, and interfaces of Muhassah are owned by or licensed to us.

You are granted a limited, non-exclusive right to use the Platform for lawful purposes only.

You may not copy, modify, distribute, reverse-engineer, or use any part of the Platform for commercial gain without written permission from Muhassah.

9. Artificial Intelligence and Automation (Future Use)

Muhassah may, in the future, use AI or automation tools to assist with analytics, share calculations, or predictive modeling.

If such features are introduced:

• We will ensure transparency regarding how AI is used and how your data is processed.
• You will maintain all rights to your personal and business data.
• AI tools will not make legally binding decisions without human oversight.

Any future AI implementation will comply with Saudi privacy and data protection standards.

10. Limitation of Liability

The Platform and its contents are provided on an “as is” and “as available” basis.

While we aim for accuracy, Muhassah does not guarantee that all calculations, records, or features will be error-free or suitable for every use case.

To the fullest extent permitted by Saudi law:

• Muhassah is not liable for any indirect, incidental, or consequential damages arising from your use of the Platform.
• You are solely responsible for verifying the accuracy and completeness of the data you enter.

11. Termination and Suspension

We may suspend or terminate your access if:

• You violate these Terms or applicable laws.
• You misuse the Platform or compromise its security.
• Required by law or government authority.

Upon termination, your right to use the Platform ends immediately, but you may request a copy of your data in accordance with our data export procedures.

12. Changes to These Terms

We may update these Terms from time to time.

If we make significant changes, we’ll notify users through email or a notice on the Platform.

Continued use after such updates means you accept the revised Terms.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Kingdom of Saudi Arabia.

Any disputes arising under these Terms shall be resolved exclusively in the competent courts of Saudi Arabia.

14. Contact Us

If you have questions about these Terms or how we handle your data, please contact us at: [info@Muhassah.com]

By using Muhassah, you confirm that you have read, understood, and agreed to these Terms of Use and Privacy Policy.